We consider our relationship with you to be of primary importance and will always make our recommendations to you based on what we believe is the very best treatment for you, regardless of your insurance coverage. We will assist in any way possible to maximize your dental insurance benefits. Dental insurance is intended to cover some, but not all, of the cost of your dental care. Most plans include co-insurance (co-pay), deductibles, and other expenses which are the responsibility of the patient. If you have dental insurance, please bring your plan information with you, and we will make sure that you receive the maximum benefits your dental policy or health flex fund provides.

If you do not have dental insurance, we make every effort to provide you with affordable dental care. Thus, we ask that you pay for treatment at the time of your visit. If your treatment plan requires several visits, you will be given an estimate and asked to make financial arrangements with our office manager. We offer a number of convenient payment options. We accept cash, check, Visa, MasterCard, Discover and American Express.

5 facts about dental insurance

In an effort to maintain a high quality of care, we would like to share some facts about dental insurance with you.

1. Unlike medical insurance, dental insurance does not usually cover the total cost of your dental treatment. It is only meant to be an aid.

2.  Many plans tell their insured that they will be covered "up to 80%" or "up to 100%." In spite of what you're told, we've found many plans cover 40% to 50% of an average fee. Some plans pay more, and some pay less. The amount your plan pays is determined by the contribution you and your employer make to your dental plan. The smaller the contribution paid into the plan for "insurance," the less you'll receive. It is your responsibility to advise us of your insurance coverage and restrictions  

3.  It has been the experience of many dentists that some insurance companies tell their customers that "fees are above the usual and customary fees" rather than saying to them that "our benefits are low." Remember you get back only what you and your employer put into your insurance coverage, less the profits of the insurance company.

4.  Each plan utilized in our office has different percentages, deductibles, maximums, procedures covered, and varying fees that the plan will allow. We will do our very best to calculate as closely as possible what your insurance plan will cover. However, as we cannot estimate precisely, there may be variances for which the patient is individually responsible.

5.  Many routine dental services are NOT covered by insurance carriers. We make our recommendations based on your needs and not on what your insurance may or may not cover. Please do not hesitate to ask us any questions about our office policies. We want you to be comfortable in dealing with these matters and we urge you to consult us if you have any questions regarding our services and/or fees. We will fill out and file insurance forms at no charge and we will do all we can to assure you of your maximum benefits.

If you have any questions regarding your insurance, please contact your insurance carrier regarding the specifics and details of your plan.

 

Payment Options for our Practice